Fractional CFO  ·  FP&A Advisory

Financial clarity for growth-stage businesses ready to scale.

Strategic finance leadership and operational rigor — without the cost of a full-time CFO. Built for founders and operators who need confident decisions, not more spreadsheets.

10+
Years Experience
$100M+
Revenue Scaled
4+
Industries Served
i.

Clarity

Clean financials and reporting you can actually trust to make decisions.

ii.

Capital

Cash flow visibility, capital strategy, and runway you can plan against.

iii.

Cadence

Reliable financial rhythms — close, forecast, review — that scale with you.

iv.

Confidence

A partner in the room when you talk to your board, lenders, or investors.

What We Do

Strategy, controllership, and operations — under one roof.

Whether you need forward-looking finance leadership, day-to-day controllership, or hands-on operational cleanup, 4c Strategic Finance brings all three — calibrated to where your business is today.

Strategic Engagement

Fractional CFO & FP&A

Forward-looking finance leadership for founders preparing to grow, raise, or restructure. Built around your decisions, not just your books.

  • Financial modeling & long-range forecasting
  • Cash flow planning & scenario analysis
  • Budgeting, variance, and KPI design
  • Board, investor, and lender reporting
  • Fundraising prep & capital strategy
  • Pricing, unit economics, and margin work
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Controllership Engagement

Controllership & Accounting

The discipline behind every clean financial statement. We manage the close, oversee accuracy, and ensure your books reflect reality — every month, on time.

  • Month-end close management
  • GAAP-compliant financial statements
  • Accruals, reconciliations & reviews
  • Internal controls & policy design
  • Audit prep & external auditor liaison
  • Tax & compliance coordination
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Operational Engagement

Finance Operations & Cleanup

Where the books, systems, and reporting actually live. We get the foundation right so the strategic work has something solid to stand on.

  • Bookkeeping oversight & monthly close
  • Chart of accounts redesign & cleanup
  • Reporting package buildouts
  • Systems & tech stack evaluation
  • Process documentation & controls
  • Hourly project work as needed
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JS
Jacob Spady, MBA
About the Founder

A finance partner who's been in the rooms that matter.

Jacob Spady is a Fractional CFO and FP&A professional with over a decade of experience helping growth-stage businesses build financial clarity and scale profitably.

He has worked with multi-channel brands across eCommerce, CPG, retail, real estate, and professional services — including businesses that have grown from $10M to approaching $100M+ in revenue. His corporate background includes serving as a Financial Consultant and FP&A Manager at Compass CPA, where he manages a portfolio of clients across industries.

Jacob holds an MBA and brings deep expertise in financial modeling, valuation, and strategic finance leadership.

Education
MBA
Specialty
FP&A & CFO
Experience
10+ Years
Current Role
Founder & Fractional CFO
Industries

Where we've done the work.

eCommerce Consumer Goods Retail Real Estate Professional Services Multi-Channel Brands
Engagement

Flexible engagements, built for your stage.

Every business is different. We start with a conversation to scope what you actually need — then build an engagement that fits.

Recurring Advisory

Fractional Engagement

Starting at
$500 / month

Monthly fractional CFO and FP&A engagements scoped to your business and stage, with hourly project pricing available for one-off cleanups, models, or analysis.

Discuss Your Engagement

Final pricing depends on scope, frequency, and complexity — we'll talk it through together.

Get in Touch

Let's talk about what you're building.

Whether you're scaling, raising, or just want a second set of eyes on your finances — send a note. Most conversations start with a 30-minute call to understand where you are and what you actually need.

Thank you. Your message has been sent — Jacob will be in touch within 24 business hours.